The Work Injury Compensation Act (WICA) lets employees make claims for work-related injuries or diseases without having to file a civil suit under common law. It is a low-cost and quicker alternative to common law for settling compensation claims.

The Work Injury Compensation Act ( WICA ) covers any local or foreign employee who is under a contract of service or contract of apprenticeship, regardless of salary, age or nationality. It doesn't cover Independent contractors, self-employed and domestic workers.

Hospital & surgical Insurance typically pays for medical, surgical, outpatient treatment, dental treatment etc. Health insurance can reimburse the insured for expenses incurred from illness or injury.

Group hospital and surgical insurance is often included in employer benefit packages as a means of enticing quality employees.

We will assist you in customizing the medical insurance cover according to the desired level of benefits at a very affordable and competitive rate.

The Foreign Worker Medical Insurance (FWMI) is a mandatory requirement for employers to cover all Work permit and S-Pass holders.

As an employer, it is required to maintain a medical insurance policy of at least $15,000 per employee per policy year. The policy must cover hospitalisation care and day surgery.

A personal accident policy offer benefits in case of death, disability or injury resulting from an accident.

Travel insurance covers unforeseen losses during a trip or vacation. It may include coverage for various situations, such as medical bills incurred in a foreign country, lost or stolen luggage, cancellation of flight and hotel reservations.

We can offer travel solution also covering covid-19 benefits.